Before You Begin Policies are only available to UK residents (which excludes the Channel Islands) who are registered with a UK doctor, purchased prior to departing the UK and are healthy and fit enough to undertake their planned trip. The main traveller on the policy must be aged 16 or over. Insurers may not provide insurance to those travelling to a country where the Foreign and Commonwealth Office have advised against travel.
Single Trip - To cover you for a single trip.
Annual Multi Trip - To cover you for multiple trips throughout a 365 day period. The maximum days which you can be away for per trip will be shown with each Annual quote and detailed in the policy summary.
Europe - Continent of Europe west of the Ural mountains including the Republic of Ireland, the Isle of Man, Channel Islands and all countries bordering the Mediterranean sea, as well as Madeira, the Canaries, the Azores, Turkey, Malta and Cyprus.
Worldwide Including USA, Canada and Caribbean - Anywhere in the world.
Worldwide Excluding USA, Canada and Caribbean - Anywhere in the world excluding USA, Canada, Mexico and the Caribbean.
Single Trip - The day you leave your home in the UK to start your holiday. Cancellation cover (if included in the policy you choose) will come into effect as soon as payment has been made.
Annual Multi Trip - The day you want your cover to start from. Cancellation cover will come into effect at 00.00 hrs on the policy start date.
Winter sports cover extends your policy to cover you for winter sports such as skiing and snowboarding.
Cruise cover will return quotes for policies that include cover for emergency medical costs whilst on a cruise ship.
A Family - A single parent or two parents travelling together with their child or children (under 18 years) for whom they are the legal guardians and who all reside together.
Still in full time education
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